How Long Does It Take for a Car Title to Come in the Mail?

Just bought a car and can’t wait to get the title in your hand? We understand you’re eager, and rightly so. That piece of paper is important–it proves you own the car and is necessary for selling, registering, or even getting some repairs done.

While the wait for your car title can feel like forever, it’s important to know how long it typically takes for it to arrive in the mail and what factors can influence the wait time. Keep reading this blog to find out.

State-Specific Procedures for Car Title Ownership

The answer to how long it takes for a car title to arrive in the mail isn’t easy, as it depends heavily on the state you live in.

There are two main categories: title-holding states and non-title-holding states:

  • Title-Holding States
    In these states (Arizona, Kentucky, Maryland, Michigan, Minnesota, New York, Oklahoma, South Dakota, and Wisconsin), the Department of Motor Vehicles (DMV) or similar agency holds the title until your loan is paid off. Once the loan is finalized, they process and mail the title to you, typically within 2-6 weeks.
  • Non-Title-Holding States
    In non-title-holding states, the lender holds the title while the loan is active. Once you pay it off, they remove their lien and send you the title or provide a release of the lien letter.

    You then take this letter to the DMV to get a new title issued in your name. This process usually takes around 30 days. So yes, you could say that it normally takes almost a month for a title to arrive in the mail.

Other Additional Factors That Affect the Time It Takes to Get the Car Title

The waiting time for your car title can also vary because of these additional factors:

  • DMV Workload
    A busy DMV might take longer to process your paperwork.
  • Title Origin
    Out-of-state titles take longer to process (3-12 weeks) due to additional verification steps.
  • Application Complexity
    Complex transactions involving multiple owners might require extra scrutiny and delay the process.
  • Mailing Speed
    The standard mail delivery times can fluctuate.

Tips to Track Your Title

Here are some helpful tips to track your title’s progress:

  • Check Your State’s DMV Website
    Most DMVs offer online title tracking tools where you can input your vehicle information to see the status of your title application.
  • Contact Your Lender (if applicable)
    If your lender holds the title, they should be able to provide an estimated timeframe for sending it once the loan is paid off.
  • Follow Up with the DMV
    If your title seems to be taking longer than expected, contact your local DMV to inquire about the status.

All In All!

While the wait for a car title can be frustrating, it’s important to remember that most delays are due to normal processing times. By understanding the factors involved and utilizing the resources available, you can manage your expectations and track your title’s progress with more peace of mind.

If you have any other questions about your car title’s arrival or need clarity on other matters, you can contact Advantage Finance LLC at (281) 410-5337.

Disclaimer - Use At Your Own Risk :- The information on this website is for general information purposes only. Nothing on this site should be taken as advice for any individual case or situation. Any action you take upon the information on these blogs are strictly at your own risk. We will not be liable for any losses or damages in connection with the use of the information from these blogs.