How Long Do You Have to Pay a Title Loan?

A title loan can help Houston-area people get the money they need right away. The qualification process is quick, and you can take care of any expenses you have. You will need to pay your title loan back promptly to avoid late fees. This can be anywhere from a couple of months to a full year. Loan services are willing to work with you to find a payment plan that best fits your needs.

No Early Repayment Penalty with a Title Loan

You can pay back a title loan in as little as a couple of months or when you need more time, you can take up to a year to repay the loan without penalty. Title loans do have higher interest rates than traditional banking institutions and credit unions, so the sooner the loan is paid off, the more money a person can save.

There is no penalty for making more than the minimum monthly payment. However, if title loan recipients do not make their payments on time, they will be charged a late fee, just the same as any other lending institution. The title loan company is willing to work with a person if they are getting behind on their payments, to help find a plan that will work for them. If there is an issue with the repayment, it is necessary for the borrower to communicate with the title loan company and work out another plan option.

Advantage Finance, LLC – Your Houston-Area Top Title Loan Processor

Advantage Finance is a title loan company willing to work with clients. We offer affordable title loans and have several repayment plan options. There is no charge for paying off the account early, and this benefit can help you save money on your repayment plan. We can be reached at (281) 410-5337. Give us a call today to find out how our title loan services can help you get the money you need.

Alternatively, you can apply from the comfort of your home by going to our online title loans and completing the application. A representative from our customer service office will contact you, generally within an hour of receiving your application.

Once your title loan is approved, you can pick it up at one of our four conveniently located offices in the Houston area. No more waiting for the money to get deposited into your account.

We are even open until 2 p.m. on Saturday to serve you better, in Pasadena, North Houston, Sugarland and Channelview. Call (281) 410-5337 now with your vehicle information to get an application started, or you can apply online.

You may email us at and our website here.

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