How a Pay Day Loan Can Work for You

When money gets tight, a payday loan can be just the thing you need to make it through an unexpected emergency or financial need. Rather than dealing with all the stress of not having the cash you need, you can take care of business and get on with living your life.

Sometimes, things can pile up. A broken appliance, a health issue, a car repair- so many different things can show up and cause a real problem. A payday loan is a simple, fast solution to a temporary money issue. You can quickly get the cash you need to resolve the situation and repay the super-short-term loan on payday.

How Does A Pay Day Loan Work?

A payday loan does not require a credit check. Instead, eligibility is based on your paycheck. To apply for the loan, you need to bring in proof of identity, a state-issued ID and your two most recent pay stubs. You will also need to provide proof of a checking account in the form of a bank statement showing activity for the past 30 days, and your social security card or W-2. You will also need a couple of personal references.

Once your information is gathered and copied, you can receive your loan. The amount you are eligible for is dependent upon your income. Your loan is short term–until payday! It is not intended to be a major loan, but a short-term solution to a temporary problem.

How Can A Pay Day Loan Help Me?

Sometimes we just need a quick fix. When an emergency pops up and we haven’t got the in-hand cash to fix it, a payday loan can be the answer. You don’t need to wait for the bank to make a decision. You can get help even if your credit history isn’t what you wish it to be. A payday loan is a little bit of peace of mind! Eliminate that immediate cash struggle and then eliminate the loan debt in just a couple of weeks. A big loan isn’t always the answer. Paying that monthly payment can add more stress to your life than the loan relieved! Instead, get just what you need and clear that debt out on payday. It’s a quick and easy solution to help you when things get tight!

Stop in at Advantage Financial for your payday loan. Give us a call to clarify what proofs you need to bring and we can get you the cash you need in minutes.

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